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The US Centers for Disease Control and Prevention (CDC) has extended its national deportation ban until June 30, 2021. It was previously scheduled to end this month.
The moratorium is extended in order to fight the Covid-19 pandemic. “Keeping people in their homes and out of crowded or congregated places – like homeless shelters – by preventing evictions is a key step in helping to stop the spread of COVID-19,” said CDC director Rochelle P . Walensky in a declaration.
The expulsion was extended after more than 2,000 organizations and elected officials called to action, but some say it does not go far enough to protect the most vulnerable. “Unfortunately, the administration has not acted on the basis of clear evidence and must also strengthen law enforcement to address loopholes that undermine its public health goal,” said Diane Wentzel, chief executive officer of the National Low Income Housing Coalition (NLIHC). declaration. “While the Biden administration is well aware of the flaws in the standstill order that allows certain evictions to take place during the pandemic, the CDC director has not addressed them. She simply extended former President Trump’s original order, leaving loopholes and loopholes in place, a disappointing move that will lead to more nefarious evictions during the pandemic.
One of the concerns is that federal deportation protections are neither automatic nor universal. To be eligible, you must follow CDC guidelines and take steps to be protected.
If you’re having trouble paying rent, here’s what you need to know about your rights and where you may be able to find financial help.
How to qualify for eviction protections
To qualify for the federal moratorium on evictions, you must sign the CDC Declaration Form and give a copy to your landlord.
With the form, you confirm that you are unable to pay your rent or accommodation in full and that you have made every effort to obtain government housing assistance. You should also confirm that you will use your “best efforts” to make partial payments where possible and that you are adhering to any of the following guidelines:
- You expect to earn $ 99,000 or less ($ 198,000 if you are filing a joint tax return) for the 2020-2021 calendar year
- You were not required to report your income in 2020 to the IRS
- You received a dunning payment
During the moratorium on eviction, you may be charged late fees or penalties, and when the moratorium expires, your landlord may demand full payment of all your missed payments. Additionally, your landlord can request a court hearing to dispute the claims made in your return.
These rules apply to the CDC’s ban on eviction, but many states have additional safeguards. To see what is available to you, Eviction Lab runs a Exhaustive list of all federal, state and local protections for everything from evictions to utility shutdowns.
More help you should know
If you don’t qualify for the eviction moratorium and are having trouble paying your bills, other help may be available.
The government has allocated billions in aid under the Emergency rental assistance program. However, this money is distributed to state and local governments, so there is no centralized application process. For a list of state and local aid available in your area, the NLIHC maintains a list of rental assistance programs.
If you are eligible for unemployment benefits, the federal government extended and prolonged unemployment benefits until September 6, 2021. And if you received unemployment in 2020, the first $ 10,200 of payments may be exempt from federal taxes.
Although you may be covered by a moratorium on shutting down public services at state levelThere are also programs available if you are having trouble paying your utility bills. Federal Energy Assistance Program for Low Income Homes provides assistance to low-income families who pay electricity, gas, propane and heating bills. And there are a number of others at the state level utility relief programs.
For those with student loan debt, you may be eligible for forbearance, including no interest, until September 30, 2021. This federal forbearance applies to student loans held by the US Department of Education. For all other types of student loans, forbearance may be available lender by lender. You should therefore contact your student loan manager and keep in mind that you are still likely to accumulate interest during this type of forbearance.